Category Archives: Consumer Information

Easysaver Rewards Program Cancellation Enables the Easy Saver to Cancel or Redeem Rewards

There are a number of easy saver rewards programs that are available on the market. They are designed to benefit consumers by providing discounts and various other money saving opportunities. While selecting an easysaver rewards membership it is important to keep in mind that like many other things in life things are transitory and are bound to change.

Easysaver Rewards Program Cancellation Enables the Easy Saver to Cancel or Redeem Rewards

As a result, it is important to understand easysaver rewards program cancellation requirements prior to joining an easysaver rewards program. This is not unlike the old adage, “buyers beware.” For the most part, these easy saver rewards memberships are designed so that an individual can easily participate or easily cancel their participation. As with all contracts, it is a good idea to read the entire agreement before deciding to continue forward with the membership.

There are times when an easysaver rewards program cancellation may go poorly. However, this is typically as a result of consumer error trying to get what they want without following the agreed upon procedure for cancellation. For example, an easy saver rewards program may require that the customer call a toll free number or fill out some paperwork online in order to cancel the membership. There are always those few people who refuse to simply follow procedure and end up becoming unnecessarily agitated over the situation.

Via EPR Network
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Blair Rewards Continues to Fill Tony’s Pocket Book with Hardly No Complaint from The People

It is amazing how democratic nations allow their leaders to use their money to set themselves up for future prosperity while tanking the economy. The people of the UK are apparently apathetic to their present condition as a result of Blair rewards. For a time there were a few voices that waged Blair rewards complaints. However, that has all blown over as former Prime Minister Tony Blair knew it would.

As an increasingly global population, there seems to be a lack of the spirit that is spoken of throughout history. Perhaps the history books are essentially glorified accounts of the same state of apathy that is apparent today.

It could be well postulated that Blair rewards could have gone in a different direction. Ideally, one would hope that political leaders would place individuals into positions for the benefit of the country. Additionally, one would hope that they would lavishly entertain individuals that would be influential to promoting long-term prosperity of the country.

In business, a similar type of Blair rewards is commonplace. However, if the benefit does not come back to the business and only promotes the individual, then the individual’s position is in jeopardy given the assumption that it is a well-run business. The somewhat lack of Blair rewards complaints by the people of the UK is perhaps a result of the government being too far removed from the populous.

It is difficult to say how progress can be made when there is only fickle action taken by the population. Perhaps the role of the individual in regards to governance is becoming more distant. Perhaps an explanation of the tone of Blairrewards complaints is a result of an ever-increasing void between the population and the government.

Although individuals are in a state with ever-increasing information, the information paradox states that those in position to leverage it can and will and those not in positions to leverage it will not. The result is an ever-increasing void between the government and the people. Regarding Blair rewards, it may be viewed simply as an insignificant matter. Given the present state of the general population’s financial position and Tony Blair’s financial position, it is somewhat curious that there are not more Blair rewards complaints voiced by the people.

Moving forward from Blair rewards it will be interesting to witness the next generation of politicians leveraging a nation to promote their personal ambitions. It appears that the environment is ripe for such an occurrence and it will be a good test of people to measure the number of complaints.

Bobby Blair is a freelance writer concerned with the increasing gap between government and the population. Based on the evidence of little to no blair rewards complaints by the populous, there appears to be an approval by failure to act. The result is an open ticket for other individuals to begin their own http://www.articlesbase.com/banking-artic

Via EPR Network
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Don’t Say Cancel My Easy Saver Membership before Redeeming EZ Saver Rewards

In any financial endeavor it is important to not leave any money on the table. Regarding an easy saver rewards program this would imply that prior to one saying, cancel my easy saver account that they make sure to take advantage of any of the rewards that they may have earned through the duration of their participation.

While ez saver rewards takes many different shapes, there are oftentimes benefits from the various programs that accumulate over time. Understanding what these benefits are and how to take advantage of them is extremely important. Oftentimes, the rewards accumulate without the individual even knowing how much benefit they can obtain prior to cancellation. Through discovery it may even cause an individual to change their mind about cancellation.

In many ways, easy saver rewards can be like canceling a checking account while having a positive balance and telling the bank to go ahead and keep the money. This would not make any sense to almost anyone. However, if one chooses to tell an ez saver rewards provider to cancel my easy saver membership without taking advantage of the accumulated rewards, then it is just like giving money away.

The primary purpose of participation in an easy saver rewards plan is to save money. Why would one choose to cancel it if they have not received the full benefit of the rewards? If one chooses to cancel the ez saver rewards membership account, then at the very least it is advantageous to be sure to receive the maximum benefit. Before saying, cancel my easy saver membership be sure get the most out of the program prior to cancellation. One may do this by checking their account status and doing a full evaluation on the notion of cancellation.

The easy saver rewards programs that are offered by a number of businesses can add-up to considerable amounts of savings over time. While the world is constantly changing, these businesses understand that individual needs change as well. It only makes sense for the consumer to maximize their return from an ez saver rewards discount plan prior to making the final decision to cancel one’s membership.

Via EPR Network
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Blair Rewards Membership Saves Money Making The Program Beneficial For All Members

I love to travel. I also love to save money. Until I joined Blair Rewards, though, I didn’t have the opportunity to feed both of these loves at the same time. I signed up for my Blair Rewards membership about a year ago, and since then I have taken three vacations. With each one, I used my Blair Rewards program benefits during every aspect of the trip, from the moment I began planning where I would go and what I would do, to my last day away. I can’t imagine taking a vacation now without Blair Rewards by my side.

Signing up for Blair Rewards membership was easy, and during the 30-day trial period I used my Blair Rewards program benefits on a variety of products and services. I decided to continue my membership and was more than happy when Blair Rewards began to automatically charge my credit card for its low monthly membership fee. It wasn’t until I learned how to use the travel benefits within my Blair Rewards membership, though, that I truly appreciated its value.

The first vacation I took using Blair Rewards savings opportunities was a spa getaway. From the moment I had the idea to get pampered at a spa, Blair Rewards program VIP Travel Center was there to help. My travel advisor helped me pick the perfect resort for myself and a handful of friends, getting us the best deal on packages. She even suggested nearby restaurants to try if we got sick of the spa cuisine.

My next vacation was one with the family to a resort near a theme park. Once again, my travel advisor helped me plan every aspect of the vacation, and I was even able to use my Blair Rewards membership to receive almost 50 percent off of park admission. This particular Blair Rewards perk allowed us to not only get into the park, but to eat while we were there. My membership also rewarded me with 10 percent off of the booking price of our package.

The last vacation I took was to see my parents back east. Since they have such a small place for their retirement years, I always stay in a nearby hotel. The Blair Rewards program saved me almost 50 percent off of my room, and I even received a complimentary upgrade for being a blair rewards member.

I told all of this to a friend recently, one who was thinking of canceling her Blair Rewards membership. She hadn’t realized how much money she could save on travel with the program, and changed her mind right then about canceling. If she ever did want to cancel her Blair Rewards membership, though, it would be as easy as making a phone call or filling out a cancellation form online. After I shared my travel tips with her, I can’t imagine she will be doing that any time soon.

Since Bobby Blair signed up for his blair rewards membership, he has used it to receive significant savings in all areas of his life. From everyday purchases to big-ticket items such as vacation packages, he always checks to see if his membership can score him a better deal. Through the blair rewards program, he was able to take three vacations last year, instead of his typical two. That alone was worth the monthly membership fee.

Via EPR Network
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Canceling My Easy Saver Rewards Made EZ

I have recently chosen to join an easy saver rewards program. While considering myself a conscientious individual, I decided to do some investigation in order to ensure that I could cancel my easy saver account in the event that it does not work out as I had hoped. It is always a good idea to understand both sides of entering and exiting a business relationship. I found that easy saver cancellations are quick and easy.

While easy saver rewards could be considered a low risk investment and the initial cost is small, it was still important for me to ensure that there was an easy way to cancel my easy saver rewards if the need arose. My discovery was that easy saver cancellations were really quite a simple process. I could go online and cancel the account or call a toll free number during business hours.

By reading the fine print for the easy saver rewards program it became quite clear that I could enter the program and exit the program with the greatest of ease. This is perhaps a way of describing an exit strategy. Oftentimes, it is easy to enter into a situation but rather difficult to get out of the situation. As a result, it is valuable to understand the entire landscape of a given situation such as not only how to get into a situation, but also how to get out of it can save time and energy.

The easy saver rewards program is going to save me quite a bit of money through great discounts on all sorts of products and services. Now that I understand how tocancel my easy saver, in the event that I do not benefit from it for as much as I would like I know how I can cancel the program easily and move forward.

There is a certain peace of mind that accompanies a well thought-out decision. Understanding how to both enter and exit business relationships goes a long way to ensure both peace-of-mind and time savings in the future. The value of peace of mind cannot be under estimated.

It was clear that the easy saver rewards was a beneficial program. However, it was also good to discover that if the program was not going to work out the way I thought that it was quick and easy to cancel. As with other like decisions, I can go forward with confidence that I can not only get into a situation, but I can also get out of it with the same amount of ease.

Marley Masters is a freelance writer bringing common sense ideas to decision making processes. While looking into participating in an easy saver rewards program, it was found that the program would save money through discounts. In the event that I would choose to go in a different direction, I found that easy saver cancellations were both quick and easy.

Via EPR Network
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KnoWhat2Do Shares Preparedness Information at Public Festival

On the 10 year anniversary of the deadly twisters that hop scotched through Tarrant county, hundreds of people will gather in the sunny outskirts of downtown Fort Worth for KnoWhat2Do PrepareFair. Sponsored by State Farm Insurance, KnoWhat2Do PrepareFair is a public festival featuring live music, food, children’s games and activities and most importantly, the life-saving preparedness information promoted by KnoWhat2Do and State Farm Insurance.

KnoWhat2Do Shares Preparedness Information at Public Festival

KnoWhat2Do, a program created specifically for all residents of North Central Texas, welcomes the public to this timely festival, a mixture of family fun and personal safety enhancement. KnoWhat2Do was created by the Regional Public Education Committee to identify threats specific to North Central Texas, such as that deadly tornado a decade ago and the hundreds of sever weather incidents to strike the region since that time. The program outlines the steps people can take to prepare and protect themselves. The committee consists of public safety and emergency management officials from the 16 North Central Texas counties, which includes Dallas, Tarrant, Collin and Denton County.

PrepareFair will have prize give aways from Mix 102.9 FM and State Farm Insurance, free flu and H1N1 vaccines from Tarrant County public health, bounce houses, face painting and games for children, fire safety demonstrations by C.E.R.T. volunteers, free hot dogs, live music from Canta Rhythm and Brass and ready access to the preparedness tools and information people can take home and incorporate into their families and share with neighbors and friends.

“Ten years ago, when those deadly storms tore through downtown Fort Worth, then south Arlington neighborhoods on their way across the metroplex, a uniform set of preparedness messages crafted specifically for the North Central Texas Region didn’t exist,” says Kwa heri Heard, Emergency Management Specialist with the City of Dallas Office of Emergency Management and KnoWhat2Do Regional Public Education Subcommittee Chair. “We created KnoWhat2Do to let the public know what threats are most prevalent here in North Central Texas, and what specific steps they can take to best be prepared.”

State Farm Insurance, the KnoWhat2Do PrepareFair sponsor, will give away smoke detectors and disaster kits at the event, some including $100 gift cards. “At State Farm we strive to support programs like KnoWhat2Do PrepareFair that provide valuable information to people right here where we live and work, and help build safer, stronger, and better educated communities,” says David Ballew, State Farm Agent.

What: KnoWhat2Do PrepareFair
When: Sunday, March 28th, 1-5pm
Where: 2300 West 7th Street, Fort Worth- Trinity Park Pavilion and Memorial area,
Who: Emergency management officials and first responders from around the region, State Farm Insurance agents, Tarrant County health officials, American Red Cross, CERT (Citizens Emergency Response Team), United Way, Mix 102.9 FM, Canta Rhythm and Brass
Visuals: Childrens learning games regarding preparedness, flu/H1N1 shots, live band, large crowds, CERT fire extinguishing demonstrations

About KnoWhat2Do
The resources found in the KnoWhat2Do campaign provide valuable tools to all citizens of North Central Texas in planning and preparing before disaster strikes. The materials are distributed on the website www.knowhat2do.com, through an educational DVD and preparedness guide and a series of public events, presentations and public service announcements. Individuals, schools, or businesses can find information on severe weather preparation, health threats and much more to empower themselves, their families, co-workers and neighbors to KnoWhat2Do in an emergency. Under the motto, “Think. Prepare. Act.” the campaign demonstrates real practices people can put into action in their own lives. KnoWhat2Do is on the web at www.knowhat2do.com.

Via EPR Network
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Parcel2Go.com Has Been Shortlisted For A National Business Award

Bolton firm, Parcel2Go.com has been shortlisted for a national business award with the chance to be named as the UK’s most pioneering companies in the online sector as well as the T-Mobile Fast Growth Business of the Year. Founded in February 2000 by father and son team, Fil and Richard Adams-Mercer along with colleague, Steve Kramer, Parcel2Go.com is earmarked as a potential winner of the Online Business of the Year award. The company is up against two other finalists.

The business, which has grown to be one of the country’s largest delivery companies, will be joining a host of other ‘best in class’ businesses at the prestigious black tie presentation evening in London on 14th April.

The national awards recognise business performance across a host of sectors recognising innovation, green initiatives, best use of technology and social enterprise of the year. Entries are are judged by a panel of successful business entrepreneurs including, Will King, Founder of King of Shaves, Julie Meyer, Founder and Chief Executive of Ariadne Capital and Matthew Riley, Chief Executive Officer of Daisy Group Plc and the nomination puts the firm and its 30-strong workforce in the company of as LoveFilm.com, Maximuscle and Seatwave.

Founder Fil Adams-Mercer said, “We are delighted to be recognised for the strong business performance that Parcel2Go.com has delivered. Over the last years our business has gone from strength to strength as more and more users are opting to use the cost savings and convenience of an online delivery service. The team has worked incredibly hard and used a great deal of initiative to capitalise on business opportunities to get us where we are now”.

The ‘no hassle’ and low-cost parcel delivery service located in a former textile mill in Bolton realised a turnover to the end of its ninth year of business of £11.5 million.

Using established couriers including Fed-Ex, DHL, City Link, UPS, Home Delivery Network and Royal Mail to transport goods across the UK and worldwide the company originally operated with an even split of online and account customers. Predicting the boom of online the company made a strategic shift to develop a stronger online presence and now boosts 800,000 users per year.

Via EPR Network
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Lasoo.com.au wins ‘Best Overall Site’ award at the SmartCompany Web Awards

Shopping comparison site Lasoo.com.au has taken out one of the top accolades at the inaugural SmartCompany Web Awards, winning “Best Overall Site (over 20 staff)” amongst some stiff competition.

The awards attracted more than 200 entries from websites around Australia and were judged by a panel of iInternet experts that included Webfirm’s Andrew Dalton, ProBlogger Darren Rowse, Deloitte Digital’s Peter Williams and Red Balloon’s Naomi Simson. Lasoo.com.au beat out finalists Baker’s Delight and Beerenberg Farm to claim the award.

Judge Andrew Dalton has high praise for Lasoo.com.au’s design and usability. “A wonderfully executed site all round,” Dalton says. “The design has impact without clutter and never forgets the importance of browser usability, and the attention to detail with social marketing should be commended.

“The business concept also appears to be original and timely in this economic climate. Overall this site has plenty to offer across the board.”

Some of Australia’s top retailers including Dick Smith, Myer, ALDI, Coles, Toys R Us and leading product brands such as Nintendo, Canon, LG, Samsung and Sony can be currently found on Lasoo.com.au.

Via EPR Network
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Strike Action Off, But Damage Done as Consumers Cut Back on Christmas Cards

New research out from uSwitch.com reveals that 15% of consumers are cutting back on Christmas cards this year as a result of earlier postal strikes. Even though pre-Christmas strikes have now been postponed until the New Year, the move came too late to prevent consumer confidence from nose diving, showing how quickly damage can be done.

The uncertainty has made consumers re-think their card-sending habits. As a result just over one in ten (15%) have decided to shorten the list of people they send cards to, cut back on the amount of money they spend on cards and stamps or to just stick with cards that can be hand-delivered. Whether their custom can be won back again next year remains to be seen.

However, there is still a strong sense of tradition around the act of sending cards. Even with the prospect of strikes, 58% of people were still going to take their chances with the post while a further 21% believe that sending cards is an essential part of their Christmas festivities.

While email and texting is seen as a suitable alternative to sending letters, especially in the business world, it’s not seen as such an acceptable alternative when it comes to sending seasonal greetings. Less than a third of consumers (32%) think e-cards are OK and only 5% of these think they are better than paper cards – hardly a ringing endorsement.

Not only will this be music to Royal Mail bosses’ ears, but the greetings card industry and charity sector can also take heart. Strikes would have hit Christmas card sales this year, but they could also have hit future sales too by pushing more people to move to e-cards or texts, or to even break with tradition entirely. The potential loss of revenue could have been devastating as Christmas cards account for £324 million, or 43 per cent of the total number of cards sold in the UK annually.

Over a quarter of people (28%) spend £5 – £10 on Christmas cards in total, while two in ten (20%) spend between £10 and £15. Over one in ten (13%) spends between £15 and £20. Consumers also spend generously on charity cards – 34% of those who buy them spend between £5 and £10. In fact charities estimate that £50 million is raised for good causes through the sale of charity Christmas cards each year.

According to the findings, 19% of consumers only buy charity Christmas cards, while 57% buy a mixture of charitable and non-charitable cards. So far this year, charitable organisations have reported mixed fortunes in Christmas card sales. Mental health charity Mind and Cancer Research UK say Christmas card sales are down on last year, but others such as Barnardo’s and British Heart Foundation have seen income from cards rise, despite the recent postal strikes.

Ann Robinson, Director of Consumer Policy at uSwitch.com, says: “These findings show the speed with which consumers can react and change their habits. We have a long history of sending cards in this country and the threat of strikes was potentially going to deliver it a hammer blow.

“The good news for consumers is that with the strikes postponed it’s now business as usual – they can send Christmas cards without worrying about it. However, the postal action could now take place in the New Year and this is really bad news for consumers who could see important bills delayed or go missing. The New Year is a difficult time financially for most of us without credit card or energy bills going missing. I would urge anyone who thinks they could be affected to contact their provider to see if they can pay by direct debit. Not only will this be more convenient, but it can also earn you discounts on household bills such as energy and could prevent late payment charges on credit cards.”

Via EPR Network
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Easy Saver Complaint Free Diaper Pail For Home Safety and Savings

The birth of a new baby is a magical time that can bring together a family like no other. From the first news of the pregnancy preparations begin. The happy parents to be begin purchasing the needed supplies and equipment, as well as decorating and preparing their home in anticipation of the new arrival.

As the shopping and planning begins another phase also often starts; many families must begin financial preparations for this exciting stage of their life. The fact is that a new birth can be very expensive, not only are there medical costs to consider, but time off from work, and all the things needed to take care of the baby. It’s not surprising that many expecting parents look for Easy Saver programs to help with some of these expenses. While the baby’s health and safety is first priority, the high cost of the equipment and supplies is not far from a new parent’s mind. Perhaps that is why the Easy saver complaint free diaper pail for home safety and savings has become a top seller so quickly – it addresses all needs.

It’s true that the news of a pregnancy can put new parents to be into a tailspin. For those that live in small apartments, a move may be necessary. For some that drive sports cars or trucks, a new vehicle may be in the near future. But for many, the simple act of gathering baby supplies, safe-proofing the home, and decorating can be much more than simple. The reality is that none of these things are cheap to do and in today’s world a new expense can seem overwhelming – especially if it is unexpected.

Finding the necessary baby supplies at a bargain price is not always easy – in fact, other than diapers, it is almost impossible to find these items offered at a special price or offer. That is why the EasySaver diaper pail is so outstanding. It is made in a fashion to eliminate accidental tip-overs. This pail is made to be easy to open with one hand and the non-tip feature will keep it upright even if it gets knocks about.

This quality diaper pail also comes with its own deodorizing disk – which means that the nursery can be kept odor-free even if there are diapers in the pail. Babies are sensitive to smells and this simple feature can make the nursery smell better and it will be a healthier environment for baby.

The EZ Saver feature of the diaper pail continues with the liners. Most diaper pails use special, expensive pail-sized liners that usually have to be ordered from the manufacturer. This pail is sized to use regular kitchen trash bags. With so many advantages offered by this EasySaver diaper pail it is not surprising that new parents are asking this manufacturer to create an entire line of baby products, all with quality, safety, and health features.

Via EPR Network
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EZ Saver Savings for Entertainment, Travel and Shopping Made Easy

Savvy shoppers everywhere are looking for ways to save money on general purchases as well as the major necessities in life. This can include being on the lookout for bargains of all types; from two for one offers, to rebates, and even coupon clipping and sales, shopping wisely requires more than simply buying discounted products.

The fact is that shopping wisely often begins with saving prudently. This means that the individual not only saves money but he saves in a way that is unobtrusive to his lifestyle. In other words, the easysaver plan does not impinge upon one’s regular routines or habits. Instead, it is smoothly incorporated into the business of life as if it had always been there. Fortunately, EZ saver savings for entertainment, travel and shopping made easy, is not that difficult to develop. If one cannot create a system on his own there are lots of financial specialists that can offer assistance.

Although saving money and being a savvy shopper has become trendy due to the failing economy, many people worked toward these very goals long before the recession became a reality. Years ago they may have been thought of as cheap or spend-thrifts, but nowadays the rest of us are looking to these individuals as knowledgeable trail blazers.

It’s true that many of us do not want to take the time to clip coupons, nor is the thought of spending the cost of a stamp to wait for a rebate of a dollar or two overly exciting. But the truth is that every dime saved is a dime in our pockets, and when we can get a rebate of a dollar or two that is a substantial amount of money to simply let go.

Many of the individuals that utilize coupons, rebates, and other special offers make it a habit to save their savings. This of course, requires discipline, but it is the ultimate Easy saver way to afford some of the nicer things in life.

Admittedly, this form of saving is not for everyone. In fact, if one does not stick to a regular plan of shopping sales, using coupons, rebates, and other ways of saving, they will lose interest before they accumulate enough savings to make a difference toward a nice vacation or other special treat.

The good news is that there are other tactics these people can use to create an Easy saver program that seems custom made just for them. An all time favorite is to have a set amount deducted from each paycheck and deposited into a special savings account. These Easy saver accounts often have increased interest rates but what makes them so appealing to most people is the fact that they are in complete control. They can stop the deductions at any time they want and they can dip into their savings when it is convenient or necessary. No matter what your circumstances are, there are easy ways to save money.

Via EPR Network
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Cash Strapped Learners turning to Driving School of Mum and Dad

•Over one in ten learner drivers (12%) taught solely by amateur instructors

•Further one in ten (13%) mix and match by taking lessons with a qualified driving instructor and family and friends

•72% of learners being taught by amateurs cannot afford professional driving lessons

•17% say learning to drive with a family member or friend is a ‘bad experience’ – they would not recommend it to other learners

•The downside of learning with family and friends: ‘in-car’ arguments (46%), picking up bad driving habits (27%) and finally feeling forced to take proper driving lessons with a qualified instructor anyway (46%)

•At risk: over a quarter of novices (27%) learning with family and friends are unsure whether their instructor checked their car insurance first – (7%) say that they definitely didn’t.

Learner drivers are increasingly turning to amateur instructors to combat the costs of learning to drive, according to new research from uSwitch.com, the independent price comparison and switching service. Learning to drive with a qualified instructor now costs an average of GBP1,127, but over one in ten learner drivers (12%) are avoiding this by being taught solely by family and friends, while a further 13% mix and match by combining amateur tuition with professional driving lessons.

Of those who have opted for the ‘home-schooled’ route, 72% say that the main reason for doing so was affordability – 62% cannot afford to pay for lessons themselves, while 10% admit that their parents cannot afford to pay either.

However while it appears to be cost effective, taking lessons with amateur instructors can turn into a dead end for learners. Almost one in five (17%) say that learning to drive with a member of their family or a friend was a bad experience and not to be recommended to others. The biggest concerns were ‘in-car’ arguments (46%) and picking up bad driving habits (27%). Worryingly, 18% of novices learning from a friend or relative even ended up having a ‘bump’ due to the vehicle’s lack of dual control. Unsurprisingly then, 46% of learners who start off taking lessons from amateurs end up taking proper driving lessons with a qualified instructor anyway.

According to the research, learning from family or friends can result in behaviour that is far from conducive to learning and could even make novice drivers more nervous behind the wheel. Almost a quarter (22%) have been shouted or even sworn at by the relative or friend teaching them, 22% have also had the wheel grabbed by their teacher and 30% have had the unsettling experience of seeing their teacher stamping on an imaginary brake. Amateur instructors also don’t seem to have the nerves or patience of their professional counterparts – 16% of novices have been evicted from the driving seat.

But learner drivers turning to family and friends for tuition aren’t just risking failing a driving test. They also risk not being properly insured. Over a quarter of novices (27%) learning with amateurs are unsure whether the person teaching them checked their car insurance policy first. Incredibly, 7% say that their instructor definitely didn’t check despite the fact that, when teaching a friend or relative to drive, the learner must at least be a named driver.

Adding a 17 year old with a provisional licence to your car insurance can cost an additional GBP1,360. This drops to an extra GBP331 if they are 21 and GBP48 if they are 25 years old. However, driving without insurance is a criminal offence, attracting a heavy fine and six penalty points.

Mark Monteiro, insurance expert at uSwitch.com, comments: “Learner drivers are increasingly seeking to keeps costs down by relying on ‘freebie’ tuition from family and friends. This can be cost effective, but not always as straightforward as it seems. Taking a stressful situation and adding in arguments, bad behaviour and family friction can mean it becomes a nightmare for all involved. Amateur instructors are also likely to miss vital parts of the picture, such as making sure the learner is insured to drive the vehicle they are learning in – this could have serious and long lasting consequences for all involved.

“Learners need to ensure that the family member teaching them is at least 21 years old, holds a full licence and has held one for at least three years. The person teaching them must also ensure that the learner holds a provisional licence and is insured on the vehicle they are learning to drive in. Insurers will not pay out if an uninsured learner driver is involved in an accident, even if the relative teaching them is covered. Driving without insurance is also a criminal offence and can result in a heavy fine and six penalty points – a disastrous outcome for those simply trying to keep the cost of learning down.”

Via EPR Network
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Oxbridge Researchers: The Company with the Most

Academia has become extremely competitive and students are under ever-increasing pressure to perform well. If not, many stand to lose their scholarships and others, their chance of lucrative employment upon graduation. At the same time, the typical student’s environment is hardly conducive to the attainment of high grades. Many have to work to support themselves and others are simply out of their element, largely due to the fact to the impersonal nature of university lecture halls, compounded by the absence of personal attention. For the most part, the average student is left to his/her own devices. University lecturers and professors neither have the time nor inclination to give students individual attention. This is precisely where Oxbridge Researchers Ltd steps in.

While established just one year ago, Oxbridge Researchers brings years of academic experience to the table. Not only does each and every one of OR’s owners hold a graduate degree but, the Executive Director and Quality Control Division Director respectively bring 15 and 20 years of academic and research writing industry experience to the company. The same can be said for each of the company’s Operations Managers. As a direct outcome of the mentioned industry experience, OR’s founders created a company which addresses serious gaps in the custom-research industry. OR’s range of academic services is designed to address the gaps in the industry, the shortcomings of the current academic environment and the unquestionable importance of grades. These services are offered through The Essayist, HD Essays, Aussie Essayist, Dissertationist, UK Essayist, US Essayist and PhD Essayist.

One of the most popular of the academic services offered by Oxbridge Researchers Ltd is model essay, research, dissertation, thesis and coursework writing. Our Right Write team of professional writers possess both the academic and linguistic qualifications needed for academic research writing. Whether you need a short paper on one of Shakespeare’s plays or a complex PhD-level dissertation on the Causes and Consequences of the current economic recession, complete with the proposal of innovative strategies designed to overcome the crisis, our Right Write team can handle it to perfection. If you want a High Distinction or A+ grade, you can be sure that you will receive nothing less. Each paper, written in accordance with the student’s requirements, is fully guaranteed as original and the delivery of the completed work is always accompanied with a comprehensive plagiarism report, generated by the engine most popularly used by universities. No need to worry, though, as originality reports will be generated with the strict requirement that the paper in question is not to be stored on a database.

Our model research writing service does not end with the completion of the paper and the submission of the plagiarism report. Oxbridge Researchers provides clients with after care service in the form of the delivery of the research articles cited (upon customer request), unlimited free revisions for a period of eight weeks following delivery and a comprehensive explanation of the research work delivered. In other words, your Right Write writer will explain the entire research to you, however many times you need. You know what the best part is? OR is one of the very rare custom-research companies which gives its clients the copyright to the work they ordered (ensuring that the company will never resell it to another or upload it to an essaybank) and the only one which gives clients a signed Non-Disclosure Agreement, thereby legally ensuring complete confidentiality.

If excellence in custom-research writing is not enough for you, our academic services extend beyond that. Not only do we provide clients with research editing and proofreading services but OR also offers them a MarkIt! service. If you, the student, sends us your paper, one of our academicians will read through and grade it, providing the client with a comprehensive explanation of the rationale behind the grade received and how the paper can be improved. When you throw in tutoring in almost any subject into the bargain, Oxbridge Researchers emerges as the company with the MOST.

Students who avail themselves of our academic services can expect a significant improvement in their grades as a result. With our Right Write team and a Board of Directors and management team with extensive industry and academic experience, Oxbridge Researchers can rightly boast that it is the company with the MOST.

The Oxbridge Researchers’ Website Network:
http://www.oxbridge-researchers.org
http://www.essaystation.com
http://www.thessayist.com
http://www.ukessayist.com/client
http://www.usessayist.com/client
http://www.aussiessayist.com/client
http://www.hdessays.com/client
http://www.dissertationist.com/client
http://www.phdessayist.com/client

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Alcohol Rehab Center Offers A Road To Recovery For Alcoholics

Alcohol is a powerful drug that becomes an addiction for many. Alcoholics often don’t realize the damage the drug does to their bodies. This damage does not stop at the patient’s own health, but the well being and emotions of their loved ones. Many addicts feel they can stop on their own, however addictions generally takes a hold of an addict’s brain causing them to make decision they would not have before becoming addicted to alcohol.

Ultimately, organizing an intervention with an alcoholic may not be the happiest moment in your life. However, reaching out to a loved one and offering them help from a reputable and professional alcohol rehabilitation place such as Cliffside Malibu is the first step to recovery. Cliffside Malibu is a luxury beach front rehab center providing a calm and relaxing ambiance guiding addicts to recovery.

While admitted to Cliffside Malibu, luxury bedding options such as comfortable down comforters and pillows are available as well as a turn down service. Other activities available include yoga, acupuncture, massage and hiking with gourmet food as well. All of these things are positive things for addicts to busy themselves with, while working with the professional staff through a series of counseling and therapy sessions. These sessions will work on changing one’s thoughts toward alcohol and provide advice on how to live sober. Additional family counseling and therapy amenities are provided as well (as needed).

The large staff of professionals (doctors, counselors, and therapists) all combines to create a successful cycle of recovered addicts. Cliffside Malibu is dedicated to the healing of all patients that come through their doors. However, they understand that this recovery process begins with the desire of sobriety from the addict themselves.

By providing alcoholics with a chance of a better life, Cliffside Malibu remains one of the most successful alcohol rehab centers in the nation. After recovery is achieved, patients can choose to stay in an extended care program, in which they are observed and guided through the early stages of sober living.

Ultimately, drug rehab centers like Cliffside Malibu provide a new life to patients/addicts who seek help in becoming well. With continued dedication and motivation from staff, patients are given the best chance at success possible from an alcohol rehab center.

For more information on alcohol rehab or alcohol rehabilitation options, visit Cliffsidemalibu.com or Drugrehabsunsetmalibu.com. Their alcohol rehab center provides a means for recovery for any addict.

About Cliffside Malibu: Cliffside Malibu is an alcohol addiction treatment center as well as offering other drug rehab and alcohol rehab facilities. Located on the sunny shore of California and on a beach front location, Cliffside offers help for drug, alcohol and other addicts whether gambling, porn or eating disorders. By helping countless patients, their staff has generated a continuous cycle of success stories within the facility for alcohol rehabilitation.

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Consumer Protection Institute (CPI) Announces DebtResponseâ„¢

Consumer Protection Institute (CPI) announces DebtResponseâ„¢ – its new web-based solution that protects consumers in debt collection. DebtResponseâ„¢ fills the widening communication gap between debt-stressed consumers and third-party debt collectors by enabling rapid, reliable and optimized responses to debt collector communications at low-cost.

consumerprotection

DebtResponse™ removes the embarrassment, confusion, paralysis and confrontations associated with responding to debt collectors–whether demanding they stop contact or challenging collector claims.

“DebtResponse is a timely answer to a growing need, and is aligned with President Obama’s plans to address the United States’ credit card industry and improve the financial health of our citizens. Educational webcasts; an informative blog; and expansion to Canada, the United Kingdom, Spain and Brazil are in the planning stages.” stated Steven Sussman, President of CPI.

Founded in 2008, Consumer Protection Institute is the leader in web-based response solutions for debt-stressed consumers.

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Free Online Loan Modification Course By LoanModificationForFree.com

“Amid surge in foreclosure activity, the creator of the LoanModificationforFree.com program urges Obama Administration to do more to solve the foreclosure crisis”

According to the creator of the only truly free online loan modification course, the Obama Administration must do more to address the foreclosure crisis.

In a recent blog entitled, “Is the Obama Administration Helping or Hurting Distressed Homeowners?”, Jeremy Kossen presents data that suggests that two months after the Administration rolled out the “Making Home Affordable Program”, there has been little relief for distressed homeowners.

Mr. Kossen cites some unfortunate statistics:

• According to a report from the Federal Housing Finance Agency (FHFA), completed foreclosure sales increased 900 percent between March and April this year. 
• According to RealtyTrac, a company that compiles foreclosure data, reports that 342,000 households received at least one foreclosure-related notice last month. This is an increase of 32 percent, compared with notices issued last April. It is also the second consecutive month in which more than 300,000 households got a foreclosure filing.
• According to the Wall Street Journal; on April 15th, 2009, one of the nation’s largest mortgage servicers, GMAC, acknowledged that only 10 percent of their customers that are facing foreclosure actually qualify for Obama’s “Making Home Affordable” program.

“The Obama Administration should be commended for taking a proactive approach by promoting loan modification as a tool to prevent foreclosure”, says Jeremy Kossen. “But more needs to be done and the administration needs to be honest with the American people about who can realistically be helped with ‘Making Home Affordable’. Thus far, the program has helped far fewer people than promised.”

To enable distressed homeowners to negotiate their own loan modifications, LoanModificationForFree.com offers a free seven lesson course covering all aspects of the loan modification program and information on the Obama Administration’s “Making Home Affordable” program. The only requirement to participate is the completion of a brief, one page application, at which point the homeowner is immediately provided with a username and password which gives them access to the full loan modification program.

About LoanModificationForFree.com:
LoanModificationForFree.com is the only truly free online loan modification course, designed to educate distressed homeowners on strategies to stop foreclosure and obtain a loan modification. LoanModificationForFree.com, like other free online resources such as Google, Yahoo! and Facebook is funded by advertising and does not charge homeowners a fee for this service.

To learn more about LoanModificationForFree.com call (805) 617-0506 or visit www.LoanModificationForFree.com.

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Shape Up Your Marriage With Marital Help Fitness Routines That Work Wonders

There are many different things that can cause problems in a marriage. Whether it is because you feel like you are not in love with your spouse anymore or just feel like too much has happened that has made you grow apart. No matter the circumstances there is always time to shape up your marriage.

The latest statistics show that 60% of marriages end in divorce. Not all marriages have to end in divorce. Just like a fitness routine helps you to start getting in the habit of working out and getting in shape so does marriage fitness. There are a lot of ways to help prevent this. You will first want to figure out why you are not happy. Maybe it is from infidelity, boredom, lack of communication or just the lack of appreciation. No matter what the cause of your unhappiness, you want to make things better.

One of the best things that you can do to fix your marriage is to get some marital help. One way to do this is not just getting some counseling but actually whipping your marriage into shape. What I mean by this is that you need to get some steps in place. Most couples start out by trying to get some counseling. This not always works but ends up doing the opposite and puts more stress on the marriage. The reason for this is you start to play the blame game and start pointing out what the other person does and what they have done in the past.

If you are asking yourself; how do I save my marriage? One thing that you might want to look into is marriage fitness. Just like a fitness routine helps you to start getting in the habit of working out and getting in shape so does marriage fitness. The difference is that it helps you to start a routine that helps you get in the habit of communicating better or help you both get out of the rut your marriage might be in.

No matter what the problem is in your marriage you can always start with small steps. One of the best small steps you can make is subscribing to an e-mail marriage service. This is something that will help give you secrets that can help save your marriage.

There are many success stories out there that have sprouted just from taking the first initiative step and signing up for a free e-mail. They then started receiving information on marriage fitness. As a result, their spouses started to realize that their significant other really did care about their marriage and wanted to make things work. Another couple had tried marriage counselor after marriage counselor off and on for four years. They then decided to take another route and found that using marriage fitness helped them accomplish more in a shorter amount of time than 3 marriage counselors were able to do in the whole length of time. It was only when the couple had decided that it was no use and they were throwing in the towel that they found their answer.

Obviously, there is no one thing is going to work for every couple that is having marital problems. More people know what doesn’t work for them than what does. This is why you will want to make sure to take your time and do your research. Make sure that you explore all your options. You will want to make sure that you try a couple of things before you spend thousands of dollars on one thing that ends up being not for you.

The best way to explore your options is to see what services you can get for free to try out. This way you will be able to get an idea of what may work best on how to save your marriage. The best way to do this is by signing up for e-mail marriage services that are going to help you by ideas and tips.

For more information on marriage fitness you can go to http://www.marriagemax.com/tip.asp. Here you will be able to sign up for free marriage help articles and learn how to change your attitude and behavior. Help shape up your marriage by getting the marriage fitness you need.

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The number one destination site for retirement planning

Prudential UK has transformed its consumer website, into a retirement income resource hub, segmenting it to cater for the needs of consumers at different stages of pre-retirement and retirement. By enriching the content of the site and making it more user-friendly, Prudential has made a big step in transforming pru.co.uk into the number one destination site for retirement planning.

The updated website has been enhanced to offer a ‘retirement needs led journey’ for consumers as well as a product led one – this is a first for Prudential. The new website will contain a bespoke hub for Prudential’s many existing customers, allowing them to research their retirement needs, contact Prudential directly with any queries they may have regarding their retirement plans or to speak to their Financial Adviser.

The site was developed using the latest usability and eye tracking technology, and customers had direct input into the design of the site.

Steven Zuanella, Head of Online & Ecommerce, Prudential said; “Putting the customer at the heart of our development process was central to the success of this initiative. The new site is the result of rigorous development that involved customers at every step of the journey. The site is an invaluable resource for our customers no matter what kind of retirement information they’re looking for. “

The re-launch also marks the beginning of an exciting journey for www.pru.co.uk, as the new website has been built to accommodate future innovations, including social media, targeted content and user friendly tools and calculators.

To further assist visitor, the website features the Retirement Calculator, an online service which was recently awarded the Financial Services Award at the 2009 Revolution Innovation Awards. The Retirement Calculator has been specially designed to help find out how much income a customer’s current arrangements might give them in retirement; it factors in current pensions, property, savings and investments. The Calculator will also show customers how they might be able to boost their retirement income, if there is a gap between what they may have and what they may need.

The re-launch of www.pru.co.uk marks a major step forward in a retirement online journey and provides Prudential with a platform on which to build richer, deeper and more evolved customer relationships.

The information contained in Prudential UK’s press releases is intended solely for journalists and should not be used by consumers to make financial decisions. Full consumer product information can be found at www.pru.co.uk.

About Prudential
“Prudential” is a trading name of The Prudential Assurance Company Limited, which is registered in England and Wales. This name is also used by other companies within the Prudential Group, which between them provide a range of financial products including life assurance, pensions, savings and investment products. Registered Office at Laurence Pountney Hill, London EC4R 0HH. Registered number 15454. Authorised and regulated by the Financial Services Authority.

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npower Hometeam Has Released A New Study Of Homeowner’s Opinions, Which Shows That The British Public Dread Visits From Tradesmen, Regardless Of The Benefits That Their Work Can Bring

 

npower hometeam, which installs, services and repairs boilers and gas central heating systems, found that 28% of the British public, and 35% of females, dread having workers in their homes, in spite of their extensive expertise. These responses were justified by experiences including workmen smashing a new marble fireplace and being caught rifling through a client’s underwear drawer.

In true British fashion, it seems the nation’s ideal tradesman would have impeccable manners, with 65% wanting workers to be polite and friendly, one fifth requesting that they would take their shoes off at the door, and one in 14 hoping that servicemen will bring their own tea and coffee.

West Midlanders were the tightest with their tea, with eight per cent wanting tradesmen to bring their own, while true to form, Yorkshire residents were the most willing to bestow a brew to their boilerman, with just one in a hundred expecting engineers to bring their own.

Despite requiring the skills of specialist workers, 43% of women say they feel nervous about letting a stranger into their home while 60% of the public hate waiting in all day for a tradesman to arrive. Indeed, 86% of Brits (and a staggering 91% of all over-55s) would simply like their tradesmen to turn up when they say they will.

Dispelling the myth that men care less about appearances, males appear more house proud than their female counterparts. They are more worried about tradesmen looking scruffy, leaving their house in a mess, and having a white van parked outside their homes.

Chris Thewlis, head of operations at npower hometeam, commented: “These pet peeves are very common – but it may be that the British public are simply using the wrong companies. British men will be pleased to know that hometeam installers and engineers literally roll out the red carpet when servicing, repairing or installing a boiler, to prevent any mess or unsightly footprints, and our vans are red and liveried, rather than white, so they don’t worry about a scruffy van outside. Similarly, West Midlanders will be relieved to learn that our tradesmen take their own flask of tea to each appointment.

“The British public have better things to do than to wait around for us, which is why our staff always phone ahead to advise of their time of arrival. Every installer also has their first name embroidered on the back of their shirt so they feel more familiar.

“With all this in place, our next action is to investigate the secrets of Welsh tradesmen as, in our study, seven per cent of homeowners in Wales said they look forward to tradesmen’s visits.”

All figures are from YouGov Plc. Total sample size was 1,953. Fieldwork was undertaken between 20 and 23 March 2009. The survey was carried out online.

About hometeam:
The Home Energy Service from npower, hometeam installs boilers and gas central heating systems for domestic customers. It also offers a 30 point gas boiler service and boiler repair, plus a range of other products and services.

hometeam differs from its competition because of the little details it employs to make every visit as unobtrusive as possible. In addition to the red carpet, flask of tea and names embroidered on their uniform, appointments for boiler service, repair and installation are available at evenings and weekends and can be made online.

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Beware Of Fraudulent Web Sites Selling Fake Extagen Capsules Causing Major Health Scares In Consumers

Jason Stephenson proudly announces the launch of his new Extagen capsules website at www.extagen-capsule-review.com which explores the shocking truth about fraudulent Extagen capsules and why they do not work. He also reviews genuine Extagen supplements and answers questions about their efficiency.

“Men have been looking for an effective way to enlarge their penis size for many years,” said Jason. Unfortunately, up until recently, men have had no real solution to this problem. The introduction of Extagen to the market changed all that, and men finally had an answer to penis enlargement. Shortly thereafter, the fraudulent capsules were manufactured and simply did not work.

This has put men at a disadvantage when they are looking for real capsules that truly deliver what they promise.

“It is necessary for men to use due diligence when researching Extagen capsules. Men need to select their Extagen pills f r o m a website that promotes only genuine Extagen capsules that are manufactured and distributed f r o m the official company website only. Fraudulent Extagen capsules are a scam. http://www.extagen-capsule-review.com is an authorized promoter of original Extagen, which is the only Extagen product that works.

Why is the market being flooded with fake Extagen pills?

“Extagen has proven itself to be the leader in penis enhancement products,” explained Jason. “When a product works it gets copied. Extagen capsules have been able to increase the penis size in men. They can increase both the length and girth of the penis, and help with premature ejaculation and erectile dysfunction as well.”

Jason conducted extensive research of many of the penis enhancement pills available on the Internet. He studied the price factor, the ease of use and the effectiveness of the pills.

Jason concluded that only genuine Extagen capsules could give men the results they were looking for at the cheapest price and in a short period of time. He also discovered that they were completely safe to take and that consumers experienced no dangerous side effects f r o m their use.

Most men are not happy with their penis size anymore, and one out of every ten men worldwide suffers f r o m erectile dysfunction. These statistics are increasing yearly as the male population accepts sexual dysfunction as a problem that can be discussed and helped. In fact, more and more men are actively searching the Internet for herbal male enhancement supplements such as Extagen.

Men are looking for a safe alternative treatment for their sexual dysfunction problems. Manufactured in an FDA approved manufacturing facility, Extagen is a natural supplement containing powerful herbs that increase the blood flow to the penis. This increases the penis size and makes erections firmer and much more sustainable. These herbs have been used for many years with excellent results.

Extagen has proven itself by giving men back their sexual freedom. 

“I used to have an average size and average performance,” said one user. “ Extagen capsules raised my performance level and I now feel as though I could go on for hours. If only my partner could keep up with me. These capsules work.”

To get more information and read testimonials about authentic Extagen Capsules, that will help treat erectile dysfunction problems and enlarge your penis size Visit http://www.extagen-capsule-review.com

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